A lovely blogger commented on a previous Healthcare post and reminded me to give you the update – but first a recap:
July – My current insurer informs me they’ll be out of business 12/31/13 – and to be on the lookout for the insurance marketplace and to apply for new coverage on October 1st.
August – I visit the new website of the new marketplace – coming along nicely.
September – I use the calculator on the new website to figure out what my estimated insurance costs will be – it informs me I need to apply for Medicaid.
October 1st – I apply for Medicaid.
October/November – I make copies of everything regarding citizenship, income, number of tattoos, required by state agencies. I double check that I reported cash gifts from family members correctly so I don’t end up on the front news of the local paper as one who has been milking the system. I have weekly chats with my ‘case worker’ who is very nice and as frustrated by the process as I am.
November – Am denied Medicaid, because even though I qualify come January, I don’t now – but can never ascertain exactly what the requirements are now. Am informed to reapply Jan. 1st.
November/December – Receive emails and phone calls from marketplace, wanting to get me signed up for a healthplan, because I’ve been denied coverage on Medicaid. I cannot afford the cheapest plan and prepare to be charged with my ‘fine’ for not having health insurance. Little do they know, I intend not to pay my taxes this year because I’m still pissed about the government shutdown, so I really don’t care if they add a fine on top of what they think I owe them.
December 21st – Receive letter in the mail telling me I’m approved for Medicaid and to get online to check my benefits. I log in and find that my account status still shows “Application Submitted/Pending” I update my income to reflect the earnings from my new 10 hour a week job.
2 Days ago – Received my Medicaid card in the mail, with attached paperwork informing me that it’s a huge crime for me to let someone use my card. Which is funny, because I’ve yet to find a provider in my neighborhood who takes Medicaid, so just who, exactly, will me and all my friends wrack charges up with?
2014 year Health Plan – Continue to see my regular doctor. Had checkup on 12/30 and paid $73 cash for the visit. Next visit scheduled for 08/08/14. Still cheaper than paying for insurance each month, as long as nothing big happens.
My new government sponsored health plan is nothing but catastrophe insurance to keep my family from going bankrupt when paramedics ignore the “DNR” tattooed on my chest – – -what can I say?
Will let you know how much I’m fined and which jail I’m in for non-payment of taxes come April 16th…..